Best Home Warranty Providers of 2025

Top-Rated Home Warranty Plans of 2025
Safeguard Your Home and Finances from Costly Repairs

Stay Prepared for Unexpected Home Repairs.
Discover the Best Home Warranty Plans to Keep Your Systems and Appliances Protected Year-Round!

Last offers update: March 2025

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Top 3 Home Warranty Companies

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Exceptional
9.9
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$150 OFF ANY PLAN + FREE ROOF COVERAGE
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Excellent
9.7
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Very Good
9.6
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  • Check Icon Comprehensive coverage for major home systems and appliances.
  • Check Icon 24/7 customer service availability.
  • Check Icon Access to a large network of licensed and insured technicians.
Exceptional
9.9
Visit Site Phone 888-275-3385

Exceptional
9.9
Visit Site Phone 888-275-3385

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MOST POPULAR
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$150 OFF ANY PLAN + FREE ROOF COVERAGE
+ 2 EXTRA MONTHS FREE

  • Check Icon Replacement with file and claim 24/7.
  • Check Icon Fast and efficient service calls.
  • Check Icon Award winning service.
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3
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$150 OFF + 1 MONTH FREE

  • Check Icon Wide-ranging coverage for new and aging home systems and appliances.
  • Check Icon Round-the-clock customer service support.
  • Check Icon Vast network of certified and insured professionals across the nation.
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SPECIAL OFFER! $200 OFF + 2 FREE MONTHS & FREE ROOF COVERAGE

  • Check Icon Flexible coverage options tailored to individual needs.
  • Check Icon Coverage for both new and older home systems and appliances.
  • Check Icon No mandatory home inspections required before coverage starts.
  • Check Icon Nationwide network of licensed and insured technicians.
  • Check Icon Transparent pricing with no hidden fees or charges.
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USING PROMO CODE: PROTECT

  • Check Icon Robust reporting features
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  • Check Icon Multi-layered security
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  • Check Icon Customizable plans to suit different home needs.
  • Check Icon Covers systems and appliances regardless of age.
  • Check Icon User-friendly online tools for claims management and plan updates.
  • Check Icon Offers optional add-ons for specialty systems like pools and spas.
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Our Best Overall Provider

OUR #1 CHOICE
1
Coupon

Get 75$ OFF + 1 MONTH FREE

  • Check Icon Comprehensive coverage for major home systems and appliances.
  • Check Icon 24/7 customer service availability.
  • Check Icon Access to a large network of licensed and insured technicians.
Exceptional
9.9
Visit Site Phone 888-275-3385

Exceptional
9.9
Visit Site Phone 888-275-3385

Show/hide extra details See extra details & advantages
Pros & Cons Pros & Cons
Why We Picked It Why We Picked It

What Does Home Warranty Offer to a Homeowner?

You just purchased your dream house along with the all the perfect décor that turns your dream house into your dream home. It's been a few months and everything is unpacked and placed in its designated spot within your new home. So you turn your attention to rebuilding your savings account since it was depleted from the biggest and most important purchase of your life. However, within a few months of living in your dream home, you experience a costly unexpected expense when your heater blows out during the winter. With a new mortgage payment and a limited amount in savings, you're looking at numerous financial options on how to pay for this unexpected expense. Fortunately, you purchased a home protection plan that will cover this expense as well as any major systems and appliances that may need repair or replacement in your home.


What Does a Home Warranty Include?

Home warranties typically include coverage for the following major appliances and systems:

  • Central air conditioning systems
  • Central heating systems
  • Humidifiers
  • Interior electrical systems
  • Refrigerators

The Cost Involved With a Warranty for Your Home

Typically, a home warranty costs a couple hundred dollars, which can be paid in a lump sum amount during the purchase of a new home. This lump sum payment would be collected at the time closing costs are due for the newly purchased home. However, the seller, real estate agent or a family member or friend can purchase home warranties on behalf of a home-buyer. If a home appliance insurance claim is filed then the homeowner may be responsible for paying a service fee or deductible that typically ranges from $50 to $100. Please note, home warranty companies have different contract agreements therefore, fee amounts may vary.


Conclusion

As there are many providers to choose from that have a variety of plan options; the best home warranty companies depend on how they can meet the needs of your home. The best way to select the right home protection plan for you is by doing your research on what each company has to offer with their plans. For instance, if you have a home with older appliances then you may be interested in locating a plan that has home appliance insurance. Want to learn more before choosing? Here are some tips and tricks to get you up-to-date. Convinced? Check out our expert written reviews for information on the top providers for home warranty. Once you've selected the plan that best fits your needs, you'll join the many homeowners that have peace of mind because they are protected by one of the top home warranty companies. 


Our Top 3 Credit Card Processing
1

Choice Home Warranty has been recognized as a top home warranty provider.

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Choice Home Warranty offers reliable, affordable home protection with 24/7 service, making it a trusted choice for hassle-free repairs and peace of mind.
  • Pros No home inspection required prior to enrollment.
  • Pros Coverage available regardless of the age of home systems and appliances.
  • Pros Option to customize plans with additional coverage for items like pools, spas, and septic systems.
  • Pros Competitive pricing with service call fees around $100 per claim.
  • Cons Not available in California; services in California are offered through a partner company.
  • Cons Some claims may be denied due to pre-existing conditions or lack of proper maintenance.
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Choice Home Warranty

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Select Home Warranty is a highly rated provider for comprehensive home protection plans.

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Select Home Warranty stands out for its extensive coverage options, 24/7 customer support. With flexible plans, affordable pricing, and optional add-ons, it offers homeowners peace of mind and reliable protection against unexpected repair costs.
  • Pros Covers a wide range of home systems and appliances.
  • Pros Offers multiple plans to fit different budgets and needs.
  • Pros Fast response times for service requests.
  • Pros No mandatory home inspections required before coverage starts.
  • Cons Service availability may vary by location.
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Select Home Warranty

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3

Home Warranty of America is highly rated as a leading home warranty service provider.

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Home Warranty of America offers flexible, comprehensive plans with 24/7 service, affordable pricing, and reliable coverage, making it a trusted choice for home protection.
  • Pros Enrollment doesn't require a home inspection.
  • Pros Customizable payment plans to suit individual budgets.
  • Pros Add-ons available for pools, spas, well pumps, and other unique systems.
  • Pros Affordable service call fees starting at $75.
  • Cons Certain limitations and exclusions may apply; reviewing the agreement is essential.
  • Cons Pre-existing conditions and improper maintenance may result in claim denial.
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