Compare Home Warranty Providers of 2025

Find the Right Home Warranty Plan in 2025
Reliable Coverage for Your Home’s Essential Systems and Appliances

Avoid Expensive Repair Bills.
Explore Top Home Warranty Companies and Choose the Best Plan for Your Needs!

Last offers update: August 2025

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Top 3 Home Warranty Companies

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Exceptional
9.9
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Excellent
9.7
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Very Good
9.6
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SPECIAL OFFER! $200 OFF + 2 FREE MONTHS & FREE ROOF COVERAGE

  • Check Icon Flexible coverage options tailored to individual needs.
  • Check Icon Coverage for both new and older home systems and appliances.
  • Check Icon No mandatory home inspections required before coverage starts.
  • Check Icon Nationwide network of licensed and insured technicians.
  • Check Icon Transparent pricing with no hidden fees or charges.
Exceptional
9.9
Visit Site Phone 888-313-6079

Exceptional
9.9
Visit Site Phone 888-313-6079

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MOST POPULAR
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  • Check Icon Comprehensive coverage for major home systems and appliances.
  • Check Icon 24/7 customer service availability.
  • Check Icon Access to a large network of licensed and insured technicians.
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3
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$75 OFF + 1 MONTH FREE

  • Check Icon Customizable plans to suit different home needs.
  • Check Icon Covers systems and appliances regardless of age.
  • Check Icon User-friendly online tools for claims management and plan updates.
  • Check Icon Offers optional add-ons for specialty systems like pools and spas.
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$150 OFF + 1 MONTH FREE

  • Check Icon Wide-ranging coverage for new and aging home systems and appliances.
  • Check Icon Round-the-clock customer service support.
  • Check Icon Vast network of certified and insured professionals across the nation.
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  • Check Icon Comprehensive coverage for major home systems and appliances.
  • Check Icon 24/7 customer service availability.
  • Check Icon Access to a large network of licensed and insured technicians.
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What Does Home Warranty Offer to a Homeowner?

You just purchased your dream house along with the all the perfect décor that turns your dream house into your dream home. It's been a few months and everything is unpacked and placed in its designated spot within your new home. So you turn your attention to rebuilding your savings account since it was depleted from the biggest and most important purchase of your life. However, within a few months of living in your dream home, you experience a costly unexpected expense when your heater blows out during the winter. With a new mortgage payment and a limited amount in savings, you're looking at numerous financial options on how to pay for this unexpected expense. Fortunately, you purchased a home protection plan that will cover this expense as well as any major systems and appliances that may need repair or replacement in your home.


What Does a Home Warranty Include?

Home warranties typically include coverage for the following major appliances and systems:

  • Central air conditioning systems
  • Central heating systems
  • Humidifiers
  • Interior electrical systems
  • Refrigerators

The Cost Involved With a Warranty for Your Home

Typically, a home warranty costs a couple hundred dollars, which can be paid in a lump sum amount during the purchase of a new home. This lump sum payment would be collected at the time closing costs are due for the newly purchased home. However, the seller, real estate agent or a family member or friend can purchase home warranties on behalf of a home-buyer. If a home appliance insurance claim is filed then the homeowner may be responsible for paying a service fee or deductible that typically ranges from $50 to $100. Please note, home warranty companies have different contract agreements therefore, fee amounts may vary.


Conclusion

As there are many providers to choose from that have a variety of plan options; the best home warranty companies depend on how they can meet the needs of your home. The best way to select the right home protection plan for you is by doing your research on what each company has to offer with their plans. For instance, if you have a home with older appliances then you may be interested in locating a plan that has home appliance insurance. Want to learn more before choosing? Here are some tips and tricks to get you up-to-date. Convinced? Check out our expert written reviews for information on the top providers for home warranty. Once you've selected the plan that best fits your needs, you'll join the many homeowners that have peace of mind because they are protected by one of the top home warranty companies. 


Our Top 3 Credit Card Processing
1

First Premier Home Warranty is a trusted leader in providing affordable and customizable home protection plans.

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First Premier Home Warranty offers flexible and comprehensive coverage, fast claims processing, and 24/7 support. With transparent pricing and customizable plans, it’s a reliable choice for protecting your home systems and appliances.
  • Pros Customizable plans to fit different homeowner needs and budgets.
  • Pros Comprehensive protection for a wide range of home systems and appliances.
  • Pros Fast and efficient claims handling process.
  • Pros Optional add-ons for specialty systems like pools, spas, and septic tanks.
  • Cons Limited coverage in some states or regions.
  • Cons Claims approval may require additional documentation or maintenance records.
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Home Warranty of America

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2

Choice Home Warranty has been recognized as a top home warranty provider.

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Choice Home Warranty offers reliable, affordable home protection with 24/7 service, making it a trusted choice for hassle-free repairs and peace of mind.
  • Pros No home inspection required prior to enrollment.
  • Pros Coverage available regardless of the age of home systems and appliances.
  • Pros Option to customize plans with additional coverage for items like pools, spas, and septic systems.
  • Pros Competitive pricing with service call fees around $100 per claim.
  • Cons Not available in California; services in California are offered through a partner company.
  • Cons Some claims may be denied due to pre-existing conditions or lack of proper maintenance.
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Choice Home Warranty

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3

The Home Service Club is a top-rated provider for comprehensive and customizable home warranty plans.

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Home Service Club offers flexible, comprehensive plans with fast claims processing, 24/7 support, and transparent pricing, making it a trusted choice for reliable home protection.
  • Pros Covers a broad range of home systems and appliances with flexible plans.
  • Pros Quick and efficient claims process available online or via phone.
  • Pros No home inspection required before enrolling.
  • Pros Provides optional add-ons for specialty items like septic systems and water softeners.
  • Pros Competitive pricing with no hidden fees or unexpected costs.
  • Cons Coverage availability may vary by location.
  • Cons Some exclusions apply for pre-existing conditions or improper maintenance.
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The Home Service Club

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